Pocketsun
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4.10% AER on every pot · no lock-in

Money that growswhile you live.

Pocketsun rounds up every coffee, splits every dinner and quietly moves the spare change into pots that earn from day one. Banking, minus the grey.

Open an accountSee how it works
1.2M people already saving
Takes 4 minutes · No fees to join
A
Good morningAma
Main balance£4,280.50+ £12.40 rounded up this week
PayAddSplit
72%
Lisbon trip£864 of £1,200
45%
Rainy day£1,350 of £3,000
Today
C
Coffee Lab+60p round-up
− £3.40
S
Salary1 day early
+ £2,140.00
D
Dinner splitwith 3 friends
− £18.25
Instant paymentsRound-upsShared pots4.10% AERZero fees abroadBill splittingSalary a day earlyFreeze in a tap

One app, three habits

Pay anyone in the time it takes to say thanks.

Send money with a name, a number or a QR code. Split dinner four ways and everyone gets a nudge, not an awkward text.

  • Instant transfers, 24/7
  • Split bills in two taps
  • Salary up to a day early

One app, three habits

Pay

Pay anyone in the time it takes to say thanks.

Send money with a name, a number or a QR code. Split dinner four ways and everyone gets a nudge, not an awkward text.

  • Instant transfers, 24/7
  • Split bills in two taps
  • Salary up to a day early
Save

Spare change that actually adds up.

Every card payment rounds up to the nearest pound. Point the extra at a pot for Lisbon, a new laptop or a rainy day.

  • Automatic round-ups
  • Unlimited named pots
  • Shared pots with friends
Grow

Your pots earn while you get on with life.

Pots pay 4.10% AER, calculated daily and paid monthly. Move money in and out whenever you like, with no penalties.

  • 4.10% AER, paid monthly
  • No lock-in or penalties
  • Watch interest tick up daily

Savings calculator

See what a little sunshine does over time.

£200
£25£1,000
In 5 years you could have£13,313
You put in £12,000Interest £1,313

Illustrative only. Assumes 4.10% AER stays the same and monthly deposits are made at the start of each month.

1.2Mmembers saving with Pocketsun
£840Mrounded up into pots so far
4.10%AER on every pot, no lock-in
4.9★average rating from 96k reviews

The Pocketsun card

A card as bright as your balance.

  • Freeze in a tap

    Lost it on a night out? Freeze it, find it, unfreeze it.

  • Zero fees abroad

    Spend in 150+ currencies at the real exchange rate.

  • Virtual cards

    Spin up a single-use card for that free trial you'll forget about.

  • Made from recycled plastic

    Every card is pressed from 86% reclaimed material.

Security

Sunny on the outside. Serious on the inside.

Your money, ring-fenced

Customer funds are held separately from ours with regulated partner banks.

Biometric everything

Face ID or fingerprint for every login and every payment over £30.

Coffee Lab− £3.40
Salary in+ £2,140

Real-time alerts

Know about every penny the moment it moves.

Scam radar

Payments to new contacts are checked against known scam patterns before they leave.

Loved by savers

Small habits. Big smiles.

★★★★★
I saved £1,140 last year without noticing. The round-ups paid for my flights to Accra.
Ama Mensah · Nurse, Leeds
★★★★★
Splitting the house bills used to be a monthly argument. Now it's a shared pot and nobody chases anybody.
Jordan Hale · Designer, Bristol
★★★★★
The first banking app I actually enjoy opening. The interest ticking up every day is weirdly motivating.
Sofia Marin · PhD student, Glasgow
★★★★★
Froze my card on a train, found it in my bag ten minutes later, unfroze it. Zero drama.
Dev Patel · Sales lead, London
★★★★★
Virtual cards for free trials are genius. I haven't been charged for a forgotten subscription since.
Lena Schultz · Engineer, Manchester
★★★★★
Got paid a day early on a Thursday and genuinely felt like I'd won something.
Tobi Adeyemi · Barista, Brighton

Questions

Good questions, straight answers.

Customer money is held in ring-fenced accounts at regulated partner banks, separate from Pocketsun's own funds. (Pocketsun is a fictional concept brand, so please don't deposit real money.)

When you pay £3.40 for a coffee, we round it up to £4 and move the 60p into the pot of your choice. You can pause or multiply round-ups any time.

Yes. Pots have no lock-in and no withdrawal penalties. Money lands back in your main balance instantly.

The standard account is free: no monthly fee, no fees abroad and free UK transfers. Pocketsun Plus adds extra perks for £4 a month.

Let some sun into your finances.

Open an account in about four minutes. All you need is your phone and a photo ID.